Is your goal to get on top of your finances and achieve the great Australian dream of home ownership? We're over a month into 2019, and there’s never been a better time to make sure you’re armed with expert advice to help you follow through on those good intentions and achieve your financial goals. Familiarise [...]
Have yourself a Merry debt-free Christmas. Christmas is cause for celebration – but you shouldn’t take it as a cue that it’s time to lose all control of your credit card. While we’re quickly approaching what is known as ‘the most wonderful time of the year’, for many, the festive season can also be the [...]
Looking to get money motivated in your spare time? Whether you’re saving for a big ticket item, a new home or just wanting to boost your bank balance, treating your earbuds to the top Aussie finance podcasts is a smart investment. Financial advice comes in many shapes and forms. Sometimes navigating the financial landscape can [...]
Like it or not, open data is becoming a new reality for Australian bankers and investors. The fintechs are pushing for it, the Australian Government is reviewing it, and investment giant Macquarie Bank is trialling it. All the while, the Royal Commission continues to ripple through the financial services sector, with conduct and compliance also [...]
The Australian Prudential Regulation Authority (APRA) have tightened lending processes over the past 12 months. In addition to changes to interest-only lending, APRA have cracked down on ensuring lenders dig deeper with their client’s household and living expenses. Essentially, this means that two different borrowers could present with the same income, but their varying level [...]
